It’s not too late to apply for the Wyoming Homeowner Assistance Fund (HAF) Program! The HAF Program has served as a lifeline for eligible homeowners, helping them weather COVID-19 impacts and secure their homes. Since its inception in May 2022, the HAF Program has assisted 1,587 Wyoming homeowners, disbursing $11.9 million of financial aid with an average of $7,503 per household in assistance.

Under the program, eligible homeowners can receive a one-time grant of up to $35,000 for mortgage assistance, past-due utilities, and past-due housing-related expenses. These funds are paid directly to servicers or vendors on behalf of the qualifying homeowners.

Don’t miss out on this opportunity. Apply online at dfs.wyo.gov/haf or contact the call center toll-free at 1-888-WYO-HAFP (1-888-996-4237) for application assistance. They are available from 9 a.m. to 6 p.m. Monday through Friday.

The prioritization of aid will be as follows: mortgage reinstatement, partial claim assistance, delinquent “other expenses” and finally, forward mortgages.

• MORTGAGE DELINQUENCY: Financial assistance to help reinstate a mortgage or to pay other housing-related costs related to a period of forbearance, delinquency, or default.
• PARTIAL CLAIMS: Financial assistance to pay off a portion or all of a partial claim. Partial claim must have been received after Jan. 21, 2020 due to a COVID financial hardship. Partial claims may be a subordinate lien. The HAF Program will not cover deferral payments.
• FORWARD MORTGAGE PAYMENTS: Up to three (3) consecutive months of forward mortgage payments.
• PAST DUE UTILITY PAYMENTS: Electricity, energy costs (fuel, oil & propane), water and sewer. (Internet costs are not an eligible expense.)
• PAST DUE HOUSING-RELATED BILLS: Property taxes, homeowners insurance or homeowner association dues.
  

  

  Understanding the Eligibility Criteria

  • Must not have received a previous HAF award. This is a one-time award. Any eligible clients who received HAF payments in the past cannot apply.
  • Must own a property in Wyoming, including those on the Wind River Reservation.
  • Must currently occupy the property as the primary residence.
  • Must have a total annual household income at or below 150% of the area median income.
  • Must have experienced a COVID-related financial hardship after January 21, 2020
  • If applying for mortgage assistance, the loan must be the first lien on the property, and the homeowner must not intend to sell the property within six months of receiving assistance.
  • ONLINE: Learn more about HAF online at dfs.wyo.gov/haf.
  • VIA PHONE: For application assistance, please contact the call center toll-free at 1-888-WYO-HAFP (1-888-996-4237) from 9 a.m. – 6 p.m. Monday through Friday.
  • FLYER: If you or someone you know is interested in the HAF Program, please download and share the flyer. Download English version | Download the Spanish version
  • FAQS: Download English version | Download Spanish version