CHEYENNE, Wyo. – Are you a Wyoming homeowner who has fallen behind on mortgage payments, utility bills or other housing-related costs? You may be eligible for the Wyoming Homeowner Assistance Fund (HAF) Program, which opened on May 2 for applications at dfs.wyo.gov/haf.
Wyoming received $50 million from the U.S. Department of the Treasury for its HAF Program, which focuses on helping homeowners stay in their homes. The Wyoming Department of Family Service, with assistance from the Department of Workforce Services, is administering the program.
The HAF Program prioritizes mortgage delinquency over other past due expenses. Other eligible expenses include past due payments of utilities, property taxes, homeowners insurance, and homeowners association dues. The maximum amount allowed per household is $17,000, which will be paid directly to the servicer or vendor on behalf of the homeowner.
The application is only available online. For application assistance, please contact the call center toll-free at 1-888-WYO-HAFP (1-888-996-4237) during the hours of 9 a.m. – 6 p.m. Monday through Friday.
Wyoming homeowners must meet the following eligibility criteria for the HAF Program:
- Must not have received a previous HAF award. This is a one-time application. Any eligible clients who received HAF payments in the past cannot apply.
- Must own a property in Wyoming, including those on the Wind River Reservation.
- Must currently occupy the property as the primary residence.
- Must have a total annual household income at or below 150% of the area median income (AMI). Income eligibility depends on how many people live in your household and the county you live in. Check the AMI Table on the homeowner web page at dfs.wyo.gov/HAF.
- Must have experienced a COVID-related financial hardship after January 21, 2020 that has caused the household to become past due.
- Must be delinquent by at least one payment, including due to a forbearance period. The grant covers arrears only (no prospective or ongoing payments).
- If applying for mortgage assistance, the loan must be the first lien on the property. The homeowner must not intend to sell the property within six months of receiving assistance. If a homeowner owes more than $17,000 in arrears or cannot make payments moving forward, the HAF Program will require them to do housing education.